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Volunteering for Trouble
The Compliance Traps, Administrative Nightmares, Subtle Discrediting & Employee Frustration Voluntary Benefits Often BringSpecial guest column by Dagny Taggart | March 2023As a wee lass, my...
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How Obamacare Doubles Your Cost for Preventive Care
It is good to see the legacy media covering an issue we began warning clients about more than a decade ago. Better late than never, I suppose. Twitter link to imageRemember that “rule” in Obamacare...
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Tax Burden By State
I'm a sucker for all of these types of lists. This one is from Wallet Hub. The map below is interactive, and you can hover over any state to see where it ranks. If you hit the Wallet Hub link you can...
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Self-Funded Healthplans Are Far More Common Than You Think
There are more self-funded than fully insured plans among companies with 100 or more employees (38,000 vs. 32,000). And if you are an employee at a company with 100 or more employees, you are twice as...
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Are Treatments for Therapy, Nutritional Counseling, and Supplements...
FSAs (Flexible Spending Accounts), HSAs (Health Savings Accounts), and HRAs (Health Reimbursement Arrangements) are all types of tax-advantaged accounts that can be used to pay for qualified medical...
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Half of Employers Plan to Cut Benefits in 2023
This is from BenefitsPro: "According to a new report from Care.com, many U.S. employers are looking to revamp their benefits packages this year. The survey suggests that 95% of leaders are planning to...
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How Cigna Saves Millions by Having Its Doctors Reject Claims Without Reading...
AI is being used extensively in the area of the pre-authorization of your medical claims. Prior to approving a medical service or procedure, insurance companies often require a pre-authorization...
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1.2 Million Canadians Are Waiting for Care They Desperately Need
According to the Canadian Institute for Health Information (CIHI), the median wait time for priority procedures in Canada in 2020 was 16.8 weeks, up from 10.9 weeks in 2019. Priority procedures are...
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Shred Me! One Man's Intriguing Response to Super Size Me (Eating Only...
You may recall that in "Super Size Me," documentarian Morgan Spurlock explored the effects of consuming a diet consisting solely of fast food from McDonald's. He decided to eat only McDonald's food...
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Are Employers Selecting Affordable Healthcare Benefits?
Healthcare costs in the US continue to rise, with employers paying over $13,800 per employee for healthcare in 2023. McKinsey predicts that healthcare spending could take up as much as 75% of...
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Social Security will be Unable to Pay Full Benefits a Year Earlier Than Expected
Implications/Opportunities for Employers:Attract and retain talent through enhanced retirement benefits: As concerns about Social Security's long-term sustainability grow, employers can differentiate...
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The Fiduciary Imperative of Reference-Based Pricing: A Legal and Financial...
This is my latest; it can be read in full over at BeneftsPRO. Abstract: This article examines the fiduciary obligation of CFOs, VPs of HR, and other health and welfare plan fiduciaries under the...
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1 in 5 California Hospitals is in Danger of Closure
California hospitals are in serious trouble due to:The misguided government prohibition against non-COVID care during the pandemic;Overall inflation;And chronic underpayment from Medicare and Medicaid...
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Scouring your PHI from Everyone, Everywhere, All at Once
My latest is now up over at BenefitsPRO: You come to work one day, and notice Susan is not there. Nobody knows what happened to her, and everyone appears oddly tight-lipped about her absence. Finally,...
View ArticleWhy Your Health Insurer Doesn’t Care About Your Big Bills (Yeah It's Obamacare)
From Marshall Allen at ProPublica: Turns out, insurers don’t have to decrease spending to make money. They just have to accurately predict how much the people they insure will cost. That way they can...
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Employers Needlessly Overpay 224% for Healthcare
This week in the government-healthcare complex's gluttonous plundering of U.S. business, we saw that: Cigna posted $1.3 billion in Q1 profit on the heels of learning that Cigna saves millions by having...
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One In Three Dollars You Spend on Healthcare is Squandered on Waste, Fraud or...
Employers: It Does Not Have To Be This WayThis story with a voiceover is posted on my Substack.
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HR’s Porta-Potty Predicament: California Compliance Chaos
From Armchair Lawyer to Bathroom Auditor. A Peculiar Friday at the OfficeIn the late afternoon on Friday, at the brim of the weekend, my phone shrieked with a call of urgency. It was from a client...
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This Week In Red Pilled Healthcare News
Because Healthcare Inflation Unusually Trails General Inflation, 2024 Looks Grim for Traditional Health PlansNot worried about the fiduciary obligation to keep costs as low as reasonable? This firm...
View ArticleRequired Leave for Any Reason, Ozempic, and Coverage for Gender Affirming Care
Tools & Webinars:McGriff's 2023 Benefits Survey ResultsMcGriff's Quarterly Pharmacy Newsletter: covering Diabetes, obesity, and new weight loss drugs. Trending Topics in Retirement Webinar on July...
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